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Homeowners Insurance in and around O'Fallon

Would you like to create a personalized homeowners quote?

We also offer Homeowners insurance in:
  • O'fallon
  • St Peters
  • St Charles
  • Wentzville

There's No Place Like Home

Home is where your heart is. You need homeowners coverage to keep it safe! You’ll get that with homeowners insurance from State Farm, the leading provider of homeowners insurance. State Farm Agent Tom Richardson is your understanding authority who can offer a protection plan personalized for your specific needs.

Protect what's important from disaster.

Give your home an extra layer of protection with State Farm home insurance.

Don't Sweat The Small Stuff, We Can Help

From your home to your beloved pictures, State Farm has insurance coverage that will keep your valuables secure. Tom Richardson would love to help you understand your options.

It's always the right move to get State Farm's homeowners insurance. Then, you won't have to worry about the unexpected tornado damage to your property. Contact Tom Richardson today to learn more about your options or ask how to bundle and save!

Have More Questions About Homeowners Insurance?

Call Tom at (636) 379-2828 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Appliance maintenance to-dos for your home

Regular upkeep of all of your home’s appliances and big systems is a must-do that ensures these investments work well and have long, productive lives.

Financial wellness tips to help improve your financial future

Get ahead and learn how to help improve financial wellness through simple spending, saving and budgeting tips.

Profile photo of a State Farm Agent named: Tom Richardson

Tom Richardson

State Farm® Insurance Agent
Office Address:
2434 Highway K
O'Fallon, MO 63368-6662
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Tom Richardson

Tom Richardson

State Farm® Insurance Agent
Office Address:
2434 Highway K
O'Fallon, MO 63368-6662
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Appliance maintenance to-dos for your home

Regular upkeep of all of your home’s appliances and big systems is a must-do that ensures these investments work well and have long, productive lives.

Financial wellness tips to help improve your financial future

Get ahead and learn how to help improve financial wellness through simple spending, saving and budgeting tips.