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Life Insurance in and around O'Fallon

Would you like to create a personalized life quote?

We also offer Life insurance in:
  • O'fallon
  • St Peters
  • St Charles
  • Wentzville

Check Out Life Insurance Options With State Farm

People buy life insurance for many different reasons, but the ultimate goal is normally the same: to ensure the financial future for your loved ones after you die.

Protection for those you care about

Don't delay your search for Life insurance

State Farm Can Help You Rest Easy

When it comes to selecting how much coverage is right for you, State Farm can help. Agent Tom Richardson can assist you as you take a look at all the factors that go into the type and amount of insurance you need. These components may include how old you are, your physical health, and sometimes even family medical history. By being aware of these elements, your agent can help make sure that you get a personalized policy for you and your loved ones based on your individual situation and needs.

Looking for a life insurance option that even those who thought they couldn't qualify could benefit from? Check out State Farm's Guaranteed Issue Final Expense. It can prove useful to cover final expenses, such as medical bills or funeral costs, without overwhelming your loved ones. Contact your local State Farm agent Tom Richardson for help with all your life insurance needs.

Have More Questions About Life Insurance?

Call Tom at (636) 379-2828 or visit our FAQ page.

Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.

Simple Insights®

Questions to ask your insurance agent

Insurance needs are ever-changing. Here are some questions to ask an insurance agent to start the conversation and further explore your coverage options.

What is Return of Premium life insurance?

What if a life insurance policy refunded all the premiums you paid if you outlive the term. That's the premise behind Return of Premium life insurance.

Profile photo of a State Farm Agent named: Tom Richardson

Tom Richardson

State Farm® Insurance Agent
Office Address:
2434 Highway K
O'Fallon, MO 63368-6662
Map & Directions

Would you like to create a personalized life quote?

Profile photo of a State Farm Agent named: Tom Richardson

Tom Richardson

State Farm® Insurance Agent
Office Address:
2434 Highway K
O'Fallon, MO 63368-6662
Map & Directions
Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.

Simple Insights®

Questions to ask your insurance agent

Insurance needs are ever-changing. Here are some questions to ask an insurance agent to start the conversation and further explore your coverage options.

What is Return of Premium life insurance?

What if a life insurance policy refunded all the premiums you paid if you outlive the term. That's the premise behind Return of Premium life insurance.